Tacoma Bankruptcy Lawyer

Serving all of Pierce County

The Washington Bankruptcy Process

If you feel like you just are not making any progress with your debt and see no end in sight, it is better to talk to a Tacoma bankruptcy attorney before things spin out of control. However, we understand that you have probably tried every solution and things may be at a crisis point.

If you qualify, a Pierce County bankruptcy can really get you out of a jam by stopping law suits and garnishments, stopping foreclosures and repossessions, reinstating driver’s licenses, and ending harassing phone calls. In the long term, it gives you light at the end of the tunnel and allows you to finally start planning for your future.

What exactly is bankruptcy?

How can a Tacoma bankruptcy help me and my family?

One of the most common types of questions our Pierce County bankruptcy attorneys are asked has to do with how filing a Tacoma bankruptcy can help them. It can help in a number of different ways. Bankruptcy is a federal court case that gives someone in financial trouble a fresh start.

The idea is that it is better to offer hope so that honest, unfortunate people with crushing debts will not become so discouraged that they are no longer productive. Additionally, without this chance at a fresh start, borrowing would be so risky that many people would not take out loans and the economy would suffer.

Our Tacoma bankruptcy lawyers understand that bankruptcy can be an extremely stressful and sometimes embarrassing process for people. but our Tacoma bankruptcy lawyers have years of experience. We handle every case with compassion and respect. We will make the process as understandable, stress free, and dignified as possible.

How is a Tacoma bankruptcy case started?

A bankruptcy case is started by filing a petition with the bankruptcy court. The petition contains basic financial information such as property, debts, income and a budget. Once the bankruptcy case is filed, a “trustee” is appointed.

The trustee reviews the petition to ensure that it and that there is no abuse present. The trustee is looking at a several critical factors, including the person’s property, debts, income and expenses, to see whether that person qualifies for a fresh start. If the trustee has issues with your case, our Tacoma bankruptcy attorneys will argue on your behalf, and the final decision is made by a federal bankruptcy judge.

Our Tacoma bankruptcy lawyers are highly skilled at spotting issues in a bankruptcy case before they arise and our clients are highly satisfied with the way we find the best financial fresh start possible for them.

What happens to my debts after a Tacoma bankruptcy?

Basically, what bankruptcy does is “discharges” or cancel your debt. Certain types of cannot be discharged, such as some back taxes, most student loans, back child support, and alimony. If you are buying something on installment, such as a car, house or other big ticket item, the lender probably has a “lien” on that property.

The “lien” allows the lender to take back the property if you do not pay the debt. This “lien” is usually not canceled in a bankruptcy, though in some situations you can in fact cancel the “lien”. It is important to go over what debt is canceled and what is not with one of our Tacoma bankruptcy lawyers.

What happens to my property in a Tacoma bankruptcy?

Most of our Tacoma bankruptcy clients are actually able to keep most, if not all of their personal and other unsecured property through the use of various exemptions in the Bankruptcy Code.

Our Tacoma bankruptcy lawyers have years of experience in guiding clients through this difficult and complicated process.